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Highland Opportunity (Investments) Limited

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Our Purpose & Strategic Aim

HOIL Open

Our overarching purpose is to provide accessible business finance and advice to small and medium sized enterprises (SMEs) who are based in the Highlands. Our aim is to support Highland based businesses to start up and grow and contribute to a thriving and sustainable Highland and Scottish economy.

HOIL is a recognised and valued provider of business loan finance and is part of the the Highland Council’s business development service. HOIL is committed to encouraging and supporting enterprise and small business growth within the Highlands. The HOIL Loan Fund is self-financing, thereby investing in Highland businesses in perpetuity.

HOIL prides itself on its flexible and reliable approach as a provider of gap finance to enable businesses to invest and grow. HOIL’s funding investment in Highland businesses has contributed to loan clients securing additional business finance from other lending sources. Generally, every £1 invested by HOIL results in the business sourcing an additional £3 towards their total funding package.

HOIL has an asset base of £2.25m and currently has £1.13m invested in loan finance with 75 Highland business.  HOIL offers  loan support for  Highland based businesses,  community companies, enterprises and community bodies within the Highland Council area. HOIL also delivers a loan scheme on behalf of the Highland Council – a £240,000 Growing Business Growth Fund for existing business looking to grow or diversify.

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Testimonials

Natalie Thorpe

“At Inverness Dog Daycare we provide a fun, safe and secure environment for dogs to play and rest during the day. We have purchased a well-established dog daycare business in Inverness and could not have done this without financing from HOIL.  The process of obtaining financing was straight forward and well  guided by HOIL.”

Natalie Thorpe

Graham Neville

“The Flow Country Partnership are pleased to have the support of Highland Opportunity (Investments) Limited for our peatland restoration project. This funding is a key step in restoring this vital landscape, which plays a crucial role in carbon storage and biodiversity, while also contributing to Scotland’s Net Zero ambitions.”

Graham Neville

David Massie

“The Apprentice Store approached HOIL to secure some funding and found the application process quick and easy to complete. This funding will help our social purpose of creating sustainable employment to young people who have challenges of entering the workforce.”

David Massie

Ben Oakes, founder, Isle of Skye Seaweed Company

Thanks to the straightforward financial support from Highland Opportunity (Investments) Limited and their understanding of the unique needs of the Isle of Skye Seaweed Company, our business is successfully navigating its next phase of growth with confidence.

Ben Oakes, founder, Isle of Skye Seaweed Company