Start-Up and Growth Loan

Supporting Start-Ups and Expanding Businesses

Highland Opportunity (Investments) Limited (HOIL) is committed to supporting entrepreneurs and businesses looking to start or grow within the Highlands. The Start-Up and Growth Loan, offered through the Opportunity Loan Fund, provides tailored financial assistance to sole traders, partnerships, and limited companies. Whether you are launching a new venture or expanding an existing business, this loan offers flexible funding to help you achieve your goals.

Loan Features and Conditions

Our Start-Up and Growth Loan is designed to offer businesses the financial support they need with competitive terms:

  • Loan Amount: From £5,000 to £200,000
  • Loan Term: 1 year to 10 years
  • Initial Interest-Only Period: 0 to 6 months (discretionary)
  • Fixed Interest Rate: Between 4% and 10% (based on risk assessment)
  • Securities Required: Depending on individual case
  • Arrangement Fee: Up to 3% of the loan amount for loans over £10,001

Why Choose the Start-Up and Growth Loan?

Tailored Funding

Designed specifically for new and growing businesses

Flexible Repayment Terms

Choose a repayment schedule that suits your business

Competitive Interest Rates

Fixed rates between 4% and 10%, ensuring financial stability

Support for Various Business Types

Available for sole traders, partnerships, and limited companies

If you’re ready to take the next step in growing your business, apply for the Start-Up and Growth Loan today. Our team is here to guide you through the process and help you access the financial support you need.

Apply Here
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Testimonials

Natalie Thorpe

“At Inverness Dog Daycare we provide a fun, safe and secure environment for dogs to play and rest during the day. We have purchased a well-established dog daycare business in Inverness and could not have done this without financing from HOIL.  The process of obtaining financing was straight forward and well  guided by HOIL.”

Natalie Thorpe